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A man turns out his empty pockets, circa 1948. (Photo by FPG/Hulton Archive/Getty Images)
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We’ve all seen him. That charming, confident man with a nice watch, smooth talk, and big dreams—who turns out to be financially allergic to stability. He talks like a CEO but lives like a couch surfer. Sister, let’s not get it twisted: broke men rarely look broke anymore. They come in designer sneakers and “business plans” that have been in beta since 2019. So how do you know when a man is financially fraudulent? Let’s break it down—with receipts.
1) He Lives On Lifestyle Credit: He picks up dinner at Nobu, but he’s dodging his student loan payments. That’s not wealth—it’s debt cosplay.
In fact, nearly 60% of U.S. credit cardholders live paycheck to paycheck, and half carry revolving credit card debt from month to month, according to a 2024 Bankrate report.
Ask yourself: Is he spending money, or just swiping and praying?
2) He’s Always In Between Something: He’s “between projects,” “launching a startup,” or “waiting on a big opportunity.” Sound familiar?
While unemployment overall is low, the unemployment rate for adult men was 3.8% as of March 2025. That means most are working—if he's not, ask why.
Ambition is attractive. But let’s be honest, if he’s been “almost successful” for 7 years, you’re not dating a visionary—you’re funding a hobbyist.
3) He Uses Love To Dodge The Money Talk: When you ask about finances, he pulls the “love isn’t about money” card. Cute but misleading.
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